Are UK retirees really ready for retirement?
After spending several decades surviving lengthy commutes and sacrificing family time, you deserve a relaxing retirement. However, for many, there are several serious financial questions to tackle before any downtime can be enjoyed. One of these concerns is the ever-widening retirement saving gap. By 2050, economists predict that the differential between the cost of living and weekly income will...
Does the reality of retirement match the UK’s aspirations?
It’s one thing hoping to retire at 66 years of age, but to do so with enough funds to sustain your golden years is another matter altogether. Without a sizeabl...
Nominations for the 2019 'What Mortgage Awards' are open
It almost seems like yesterday, but it’s a whole year since the process of voting in the 2018 What Mortgage Awards started. Last year, Equity Release Supermark...
There has been much publication around the subject of interest-only mortgages in the residential property market and later life lending. One option for people s...
Revealed – How the Bank of Mum & Dad use Equity Release to Fund 1st Time Buyers
It has recently come to my attention, having watched my own daughter attempt to buy her 1st property, how difficult it has become for 1st time buyers to fulfi...
Switch Equity Release from Papilio UK – Time is running out
In my last article on this subject in February 2013 I drew attention to the ease with which borrowers could escape the higher equity release interest rates cha...
Equity Release Is For Life, Not Just For Christmas
I recently read an advertisement in a National newspaper extolling the virtues of Equity Release and was surprisingly written on behalf of one of the main equit...
Equity Release, Divorce and a Solution for ‘Silver Splitters’
A new and rather unusual expression has recently emerged which is the term – ‘silver splitters’. It hasn’t made the Oxford Concise Dictionary yet, but I suspec...
The Many (Sometimes Unusual) Reasons to Release Equity from Your Home
During my 10 years as a Lifetime Mortgage specialist I have come across a plethora of reasons to make genuine use of equity release schemes. There are the most...