Interest-Only Mortgages: Hidden Risks and Financial Pitfalls
After spending more than 15 years living in the previous one, my wife and I moved to our current house around five years ago. It’ll come as no surprise to learn that as we moved in, a sizeable quantity of unopened plastic boxes filled with files, books and sporting paraphernalia mostly belonging to me, were deemed ‘non-essential’ and allocated a ‘temporary’ place in the garage.
Retirement Income: Surprising Options You May Not Have Considered
Once you have received your ‘gateway’ password and other keys to access the website, I can recommend visiting Gov.UK if you’re even remotely interested in pensi...
How Equity Release Could Help You Buy a Dream Home Abroad and Escape the UK's Economic Gloom.
Over the past half dozen months, a steady flow of negative, misery-inducing headlines have convinced millions of folks that the country is rapidly hurtling towa...
Equity Release and the UK Pension Crisis: A Solution for Retirees?
Regular visitors to this area of the website will know that I have long believed (and no-one has contradicted my supposition) that the UK’s state pension struct...
Reviving Time-Honoured Wisdom: Equity Release and New Year Financial Planning
You hear them much less frequently nowadays than you once did perhaps thirty or forty years ago, because the sad truth is a disappointingly large number of trad...
Retirement Planning Tips: Travel, Financial Security, and Reducing Inheritance Tax
I suspect that most people head towards retirement armed with at least some basic ideas of what they would like to do when the moment to call time on their form...
From Radiograms to Tax Grabs: Life Lessons in Earning, Spending, and Protecting Your Assets
Remember radiograms? Those oversized, four-legged symbols of early 1970s domestic cool, invariably cased in teak or mahogany? My parents were the proud owners o...
Analysis and Impact of the Autumn Budget 2024
Following several months of Budget-related leaks of variable accuracy, comprising wild suggestions, unconfirmed supposition and nailed-on certainties, Chancello...
Echoes of 1964: Rachel Reeves Faces £22 Billion Deficit and Tough Choices in Autumn Budget
Almost exactly 60 years ago, on 16th October 1964, Britain’s new Prime Minister, Harold Wilson, made his first ministerial appointment, installing Jim Callaghan...
Equity Release: A Solution for Older Homeowners to Boost Family Finances Amid Rising House Prices?
Rather predictably, the publication last week of data prepared by the Halifax, which suggested that by the end of September the average UK home’s value was a sm...