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Can Equity Release Help You Avoid Downsizing? What Retirees Need to Know

By Peter Sharkey on the 2nd May 2025

A friend of mine, a former schoolteacher, retired almost a decade ago, since when he has traced his family tree back to the mid-fifteenth century. He regularly tells me that his ‘project’ has actually been a labour of love which, in the name of accurate research, has taken him and his wife as far afield as France, Ireland, Eastern Europe and the USA, as well as to a series of local record offices...

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Could Equity Release Fund Your Next Big Adventure?

By Peter Sharkey on the 15th April 2025

The extended spell of fine, summer-like weather has resulted in many of us forgetting that we’ve only recently reached spring, a particularly compelling period...

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Interest-Only Mortgages: Hidden Risks and Financial Pitfalls

By Peter Sharkey on the 24th March 2025

After spending more than 15 years living in the previous one, my wife and I moved to our current house around five years ago. It’ll come as no surprise to learn...

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Retirement Income: Surprising Options You May Not Have Considered

By Peter Sharkey on the 24th March 2025

Once you have received your ‘gateway’ password and other keys to access the website, I can recommend visiting Gov.UK if you’re even remotely interested in pensi...

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How Equity Release Could Help You Buy a Dream Home Abroad and Escape the UK's Economic Gloom.

By Peter Sharkey on the 25th February 2025

Over the past half dozen months, a steady flow of negative, misery-inducing headlines have convinced millions of folks that the country is rapidly hurtling towa...

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Equity Release and the UK Pension Crisis: A Solution for Retirees?

By Peter Sharkey on the 24th February 2025

Regular visitors to this area of the website will know that I have long believed (and no-one has contradicted my supposition) that the UK’s state pension struct...

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Reviving Time-Honoured Wisdom: Equity Release and New Year Financial Planning

By Peter Sharkey on the 27th January 2025

You hear them much less frequently nowadays than you once did perhaps thirty or forty years ago, because the sad truth is a disappointingly large number of trad...

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Retirement Planning Tips: Travel, Financial Security, and Reducing Inheritance Tax

By Peter Sharkey on the 10th December 2024

I suspect that most people head towards retirement armed with at least some basic ideas of what they would like to do when the moment to call time on their form...

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From Radiograms to Tax Grabs: Life Lessons in Earning, Spending, and Protecting Your Assets

By Peter Sharkey on the 26th November 2024

Remember radiograms? Those oversized, four-legged symbols of early 1970s domestic cool, invariably cased in teak or mahogany? My parents were the proud owners o...

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Analysis and Impact of the Autumn Budget 2024

By Peter Sharkey on the 31st October 2024

Following several months of Budget-related leaks of variable accuracy, comprising wild suggestions, unconfirmed supposition and nailed-on certainties, Chancello...

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