Saving money: Straight forward changes to help manage your budget
Most of us associate new year resolutions with exercise. This could be an early morning run, pounding the streets in freezing cold weather, or religiously subjecting your body to fierce, gym-based workouts. I’ve noticed the usual January influx of enthusiastic new faces at our swimming club this past week while noting that, like divorce lawyers, this would appear to be a busy time of the year for...
The Risk of Ignoring Future Care Costs
It’s reasonable to suggest that the deep chasm between public funding of social care and the increasing needs of an ageing population looks set to widen to cany...
Tomorrow's World: How AI's Impact on Life Expectancy Affects Baby Boomers' Retirement Plans
Readers of a certain vintage may recall a BBC television programme, first broadcast in 1965, which succeeded in capturing the imagination of a generation of bab...
How Equity Release Could Support Aspiring Homeowners in a Buyer's Market
Sat in a departure lounge at Sydney airport after experiencing five glorious weeks Down Under a few years ago, my wife and I mulled over what would / could have...
The Future of State Pensions in the UK: Will Equity Release Play A Key Role?
The number of seemingly popular, pre-election policies subsequently implemented once a political party ascends to power can usually be numbered on the fingers o...
Asset Rich And Cash Poor? You’re Not Alone.
A flurry of recent reports have found that around one fifth of UK adults aged 55 and over, approximately 4.2 million people, have less than £1,000 in savings. E...
Balancing the Books: Pension Triple Lock and Equity Release for a Comfortable Retirement
Towards the end of 2019, a few months before the pandemic arrived and turned our lives upside down, I shared a beer with a good friend, a guy I’ve known for mor...
Can you combat rising costs and support your family with equity release?
Though buried in the busiest holiday month of the year, mid-August is nonetheless a significant period for hundreds of thousands of adults. On 16th August, the...
Interest Rate Increase to 5.25% - Supporting Loved Ones With A Low Deposit
Mothers in particular know instinctively when their offspring need a hand, though fathers too tend to have a (slightly more delayed) inkling when their assistan...
Interest Rates; Are they too high, too low or about right?
For more than 35 years, the impending arrival of a new football season has resulted in around 25 of us, all long-standing friends, submitting a variety of well-...