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Equity Release – Can it Be Used As a Means Of Bridging Finance?
The industry definition of an equity release scheme is an over 55's mortgage, with the choice of deciding whether to make payments, and the scheme eventually being repaid upon death or moving into long-term care. It is becoming more apparent that whereas equity release was once considered a ‘lifetime’ mortgage, now people have the […]
Equity release early repayment charges (ERCs) - How do they work?
Early repayment charges (ERCs) apply to many lifetime mortgages. Read on to discover how ERCs work and how they could affect your equity release plan.
Can Japanese Knotweed Affect Eligibility for Equity Release?
Borrowing money against your home in retirement was once a cumbersome process, but this has become easier over the years, thanks to lenders becoming more relaxe...
The FSA is now the Financial Conduct Authority (FCA)
The financial market is one that typically needs strict oversight to help regulate the marketplace, making it a safe and comfortable place for consumers to inve...
Equity Release and the Possible Impact on Benefits
At Equity Release Supermarket, there is one question which crops up repeatedly: will equity release impact my eligibility for state benefits? Whilst this is dif...
Equity Release on Divorce -‘A House is not a Home?’
An increasing phenomenon in later life is the number of couples who are now deciding to divorce. Often having lived together but had separate lives for many y...
Equity Release: How Long Does It Take?
If you are approaching retirement, or are already retired, you may be looking for ways to boost your pension pot. This is where - in some instances - equity rel...
What is Compound Interest and how does it work with an Equity Release Plan?
One of the many questions asked by those thinking of taking out a lifetime mortgage is how much will it ultimately cost? It’s a question we get asked a lot here...
What Leasehold Property Criteria is Acceptable to Equity Release Companies
When meeting new clients who are interested in releasing equity from their home, I’m often asked whether equity release companies will accept leasehold properti...
Equity Release Solicitors: What They Do and Why They’re Essential
As you are reading this article, chances are you already know a thing or two about equity release and want to flesh out the finer details. If so, you’ve come to...