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The Risk of Ignoring Future Care Costs
It’s reasonable to suggest that the deep chasm between public funding of social care and the increasing needs of an ageing population looks set to widen to canyonesque proportions over the coming decades.
Making the dream of a sun-drenched bolthole a reality
Irregular weather patterns have been a feature of British life for centuries. Given our isolated position as a tiny island set in the North Atlantic, it tends t...
Tomorrow's World: How AI's Impact on Life Expectancy Affects Baby Boomers' Retirement Plans
Readers of a certain vintage may recall a BBC television programme, first broadcast in 1965, which succeeded in capturing the imagination of a generation of bab...
How Equity Release Could Support Aspiring Homeowners in a Buyer's Market
Sat in a departure lounge at Sydney airport after experiencing five glorious weeks Down Under a few years ago, my wife and I mulled over what would / could have...
The Future of State Pensions in the UK: Will Equity Release Play A Key Role?
The number of seemingly popular, pre-election policies subsequently implemented once a political party ascends to power can usually be numbered on the fingers o...
Asset Rich And Cash Poor? You’re Not Alone.
A flurry of recent reports have found that around one fifth of UK adults aged 55 and over, approximately 4.2 million people, have less than £1,000 in savings. E...
How Much Does It Cost To Make Your Home More Accessible in Retirement?
Getting older and moving into retirement can be a very exciting time of your life; an opportunity to truly relax and spend more time with loved ones.However, in...
Balancing the Books: Pension Triple Lock and Equity Release for a Comfortable Retirement
Towards the end of 2019, a few months before the pandemic arrived and turned our lives upside down, I shared a beer with a good friend, a guy I’ve known for mor...
How Equity Release and Inheritance tax Can Work in Tandem
So many people take pleasure from gifting or supporting family members whenever they can, and most would love to help their family with bigger ticket items such...
Can you combat rising costs and support your family with equity release?
Though buried in the busiest holiday month of the year, mid-August is nonetheless a significant period for hundreds of thousands of adults. On 16th August, the...