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How Much Does It Cost To Make Your Home More Accessible in Retirement?
Getting older and moving into retirement can be a very exciting time of your life; an opportunity to truly relax and spend more time with loved ones.However, in all the excitement, it can be easy to forget that this is also a time of great, often unexpected, change. You’ll have more leisure time, perhaps more time to see the family, do those home improvements you’ve been planning for or even go o...
Balancing the Books: Pension Triple Lock and Equity Release for a Comfortable Retirement
Towards the end of 2019, a few months before the pandemic arrived and turned our lives upside down, I shared a beer with a good friend, a guy I’ve known for mor...
How Equity Release and Inheritance tax Can Work in Tandem
So many people take pleasure from gifting or supporting family members whenever they can, and most would love to help their family with bigger ticket items such...
Can you combat rising costs and support your family with equity release?
Though buried in the busiest holiday month of the year, mid-August is nonetheless a significant period for hundreds of thousands of adults. On 16th August, the...
How equity release can help both sides with a divorce settlement
Unfortunately, divorce can happen at any time and at any age, and whilst divorce in general is on the decline, figures from the UKs Office for National Statisti...
Interest Rate Increase to 5.25% - Supporting Loved Ones With A Low Deposit
Mothers in particular know instinctively when their offspring need a hand, though fathers too tend to have a (slightly more delayed) inkling when their assistan...
Interest Rates; Are they too high, too low or about right?
For more than 35 years, the impending arrival of a new football season has resulted in around 25 of us, all long-standing friends, submitting a variety of well-...
A Flexible Option to Complete Your Retirement Bucket List
The prospect of visiting Australia always held enormous appeal. Perhaps because it’s so far away, or maybe because the weather always looks so fabulously good,...
How to Reduce your 'Effective' Interest Rate by Making Flexible Voluntary Payments
Did you know you can make optional, partial, voluntary payments to your equity release lender? Although equity release gives you the option of making no repayme...
Managing the Base Rate Increase: Exploring the Benefits of Equity Release
As of Thursday 22nd June 2023, the Bank of England implemented another interest rate hike, bringing it to 5% from 4.5%. This significant increase marks the 13t...